As being the commercial bank its main function is to accepting the money from the customer and lending the credit to the person or entity. While in depositing the money into the bank the bank have no any risk but while granting the loan to the borrower it have the numerous of risk. So, the Report proposes a study credit risk management of the corporate and SMEs loan on the basis of credit risk management strategies, procedure, policy and limit which can minimize the future credit risk. And it also identifies the effect of the interest rates on Corporate and SMEs customer. In order to study about the credit risk management, procedure, policy, and limits. it analyzes the Guide line of credit risk management which is given by NRB.